Sunday, September 05, 2010

Terms of Use

PLEASE READ THESE LEGAL TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES HEREOF, YOU AGREE TO BE BOUND BY THE LEGAL TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO THESE LEGAL TERMS AND CONDITIONS, DO NOT ACCESS THIS SITE, OR ANY PAGES HEREOF.

These Legal Terms and Conditions set forth the entire agreement between the parties relating to the use of this site.  Financial Solutions Group LLC ("FSG" "we," "us," or "our") reserves the right to change these Legal Terms and Conditions which you are responsible for regularly reviewing and your continued use of this web site constitutes agreement to all such changes. To obtain contact information for FSG, please click here.

Before investing please carefully consider your personal investment objectives, the risks associated with investing, and all charges and expenses associated with investing.  You acknowledge that this site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security that may be referenced in the site. Offers can only be made where lawful under applicable law. Although the information on this site may include material about the investment process generally, as well as research commentary relating to specific securities, we are not providing personalized investment advice through this site and do not represent that any such securities are suitable for you.

You may not copy the material on this site, upload, post, publish, transmit or distribute it in any way (whether electronically or otherwise) or create other works based on it, without our prior written consent. Copies made incidentally in the ordinary course of your use of this site (such as in cache memory) and a reasonable number of printed copies for your own internal use are permitted, provided you do not delete or change any copyright, trademark or other notices. Title to and all intellectual property rights in the material on this site remain in FSG.

Unauthorized use of FSG's web site and systems, including, but not limited to, unauthorized entry into FSG's systems, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this web site in any manner that could damage, disable, overburden, or impair this site or service or interfere with any other party's use and enjoyment of FSG’s site or service. You may not attempt to gain unauthorized access to this site or service, computer systems or networks connected to any FSG site or service, through hacking, password mining or any other means. You agree that you will not engage in any activities related to this web site that are contrary to applicable laws or regulations.

FSG reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this web site and to suspend and/or deny access to this web site for scheduled or unscheduled maintenance, upgrades, improvements or corrections.

Disclaimer of Warranty and Limitation of Liability
FSG MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE.  The information, products and services on this web site are provided on an "AS IS," "WHERE IS" and "WHERE AVAILABLE" basis. FSG does not warrant the information or services provided herein or your use of this web site generally, either expressly or impliedly, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose.  FSG will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this web site. Although the information provided to you on this web site is obtained or compiled from sources we believe to be reliable, FSG cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.

This site may contain forward-looking statements (within the meaning of applicable securities laws) relating to FSG's business and the environment in which it operates.  Forward-looking statements are identified by words such as "believe", "anticipate", "expect", "intend", "plan", "will", "may" and other similar expressions.  These statements are based on FSG's expectations, estimates, forecasts and projections. They are not guarantees of future performance and involve risks and uncertainties that are difficult to control or predict.  There can be no assurance that forward-looking statements will prove to be accurate as actual outcomes and results may differ materially from those expressed in these forward-looking statements. Readers, therefore, should not place undue reliance on any such forward-looking statements. Further, a forward-looking statement speaks only as of the date on which such statement is made. FSG undertakes no obligation to publicly update any such statement or to reflect new information or the occurrence of future events or circumstances.

The information and materials on this web site may contain typographical errors or inaccuracies. FSG may discontinue or change any product or service described in or offered on this web site at any time.

FSG will not be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this web site, or resulting from the act or omission of any other party involved in making this web site, the data contained herein or the products or services offered on this web site available to you, or from any other cause relating to your access to, inability to access, or use of the web site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of FSG or of any vendor providing software or services. In no event will FSG or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if FSG or any other such party has been advised of the possibility thereof. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user's equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. FSG cannot and does not guarantee continuous, uninterrupted or secure access to the web site.

Proprietary Rights
All right, title and interest in this web site and any content contained herein is the exclusive property of FSG, except as otherwise stated. Unless otherwise specified, this web site is for your personal and non-commercial use only and you may print, copy and download any information or portion of this web site for your personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from this web site, except for the purposes expressly provided herein, without FSG's prior written approval. If you copy or download any information or software from this web site, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

FSG, the FSG logo and other FSG trademarks and service marks referenced herein are trademarks and service marks of FSG. The names of other companies and third-party products or services mentioned herein may be the trademarks or service marks of their respective owners. You are prohibited from using any marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of FSG or such third party, which may own the marks.

Links to Third Party Sites
This site contains links to third party servers not under our control.  Access to any other Internet site linked to FSG's web site is at the user's own risk and FSG is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these linked sites. We do not make any representations whatsoever concerning the content of those sites. The fact that we have provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by us with respect to such site, its owners, or its providers; we are providing these links only as a convenience to you. We have not tested any information, software, products or services found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, products or services found on the Internet; and we caution you to make sure that you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.  You should also be aware that the terms and conditions of such site and the site's privacy policy may be different from those applicable to your use of this web site.

Privacy Policy
See the FSG Privacy Policy for information relating to the collection and use of your personal information.

SIPC Disclosure
FSG does not take possession of client funds beyond deduction of the agreed upon advisory fees.  Most FSG client accounts are held at Fidelity Investments as custodian of client assets.  Securities and cash held in these accounts are protected by the Securities Investor Protection Corporation (SIPC), a non-profit organization created by an Act of Congress.  SIPC protects up to $500,000 of your securities, of which up to $100,000 may be uninvested cash.  SIPC coverage applies only to securities and cash in the exclusive custody of Fidelity Investments and does not protect against losses due to fluctuations in the market. Additional information about SIPC and asset protection may also be found at www.sipc.org.

Jurisdiction
These Terms and Conditions will be governed by and be interpreted pursuant to the laws of the State of California, United States of America, notwithstanding any principles of conflicts of law. The state or federal courts located in Los Angeles, California, shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this site.

Entire Agreement
If any part of these Terms of Use is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

Location of Products and Services

FSG is registered with the SEC under the Investment Advisors Act of 1940. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in states and/or international jurisdictions where FSG is either registered or is a Notice Filer or where an exemption from such registration or filing is available. New accounts will not be accepted unless and until all local regulations have been satisfied. This presentation does not purport to be a complete description of our performance or investment services.


Please consider the charges, risks, expenses, and your personal investment objectives before investing.
Please see FSG’s ADV Part II containing this and other information. Read it carefully before you invest.